:root{color-scheme:light;--ink:#13213d;--muted:#5c6a80;--line:#dce4ef;--navy:#191970;--blue:#2257e6;--aqua:#05bfb3;--soft:#f5f8fe;--green:#08795e;--amber:#9b6300}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}.shell{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{min-height:78px;display:flex;justify-content:space-between;align-items:center;gap:26px}.brand{display:flex;align-items:center}.brand img{width:158px;height:auto}.nav{display:flex;align-items:center;gap:22px;font-weight:700;font-size:.92rem}.nav a:not(.button){color:#44536a}.nav a:hover{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border:1px solid var(--blue);border-radius:9px;background:var(--blue);color:#fff;font-weight:800;box-shadow:0 8px 18px #2257e62e}.button:hover{background:#1743bc}.button.secondary{background:#fff;color:var(--blue);box-shadow:none}.hero{border-top:1px solid #edf1f6;background:radial-gradient(circle at 83% 12%,#d7eaff 0,#f8fbff 33%,#fff 68%)}.hero-inner{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:70px;align-items:center;min-height:560px;padding:70px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--green);font-size:.78rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.eyebrow:before{width:8px;height:8px;border-radius:50%;background:var(--aqua);content:""}h1{max-width:680px;margin:15px 0 20px;font-size:clamp(3rem,6vw,5.15rem);line-height:.98;letter-spacing:-.065em}.lead{max-width:620px;margin:0;color:var(--muted);font-size:1.14rem}.actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:31px}.text-link{color:var(--blue);font-weight:800}.visual{padding:24px;border:1px solid #d6e2f3;border-radius:22px;background:linear-gradient(150deg,#fff,#e7f1ff);box-shadow:0 28px 70px #14284918}.visual h2{margin:0 0 4px;font-size:1.1rem}.visual>p{margin:0 0 20px;color:var(--muted);font-size:.87rem}.flow{display:grid;gap:11px}.flow-row{display:grid;grid-template-columns:30px 1fr auto;gap:12px;align-items:center;padding:12px;border:1px solid #e0e8f2;border-radius:12px;background:#fff;font-size:.87rem}.flow-number{display:grid;width:29px;height:29px;place-items:center;border-radius:50%;background:#e7eeff;color:var(--navy);font-weight:900}.state{padding:4px 8px;border-radius:999px;background:#e1f7ee;color:#08795e;font-size:.7rem;font-weight:900}.state.wait{background:#fff1d5;color:var(--amber)}section{padding:84px 0}.section-heading{max-width:720px;margin-bottom:34px}.section-heading h2{margin:10px 0;font-size:clamp(2rem,4vw,3.1rem);line-height:1.05;letter-spacing:-.05em}.section-heading p{margin:0;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{min-height:248px;padding:23px;border:1px solid var(--line);border-radius:16px;background:#fff}.card-mark{display:grid;width:42px;height:42px;place-items:center;margin-bottom:18px;border-radius:12px;background:#e6efff;color:var(--blue);font-weight:900}.card:nth-child(2) .card-mark{background:#e2f8f3;color:var(--green)}.card:nth-child(3) .card-mark{background:#eeeaff;color:#5542cb}.card h3{margin:0;font-size:1.07rem}.card p{margin:7px 0 0;color:var(--muted);font-size:.92rem}.band{background:var(--navy);color:#fff}.band-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.band strong{display:block;font-size:1.05rem}.band span{display:block;margin-top:5px;color:#c5cbed;font-size:.9rem}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}.step{position:relative;min-height:135px;padding:17px;border:1px solid var(--line);border-radius:14px;background:#fff}.step b{display:block;margin-bottom:7px;color:var(--blue);font-size:.78rem}.step span{font-weight:800;line-height:1.2}.step p{margin:7px 0 0;color:var(--muted);font-size:.82rem}.notice{padding:18px 20px;border-left:4px solid var(--aqua);border-radius:8px;background:#ecfbf8;color:#284a50}.notice strong{color:var(--ink)}.cta{padding:58px;border:1px solid #d5e3f7;border-radius:21px;background:linear-gradient(135deg,#f5f9ff,#e5f0ff);text-align:center}.cta h2{margin:0;font-size:clamp(2rem,4vw,3rem);letter-spacing:-.05em}.cta p{max-width:610px;margin:13px auto 24px;color:var(--muted)}.page-hero{padding:74px 0 50px;border-top:1px solid #edf1f6;background:#f8fbff}.page-hero h1{max-width:760px;font-size:clamp(2.5rem,5vw,4.15rem)}.page-hero .lead{max-width:700px}.article{max-width:790px;padding:66px 0}.article h2{margin:38px 0 10px;font-size:1.6rem;letter-spacing:-.035em}.article h3{margin:26px 0 8px;font-size:1.12rem}.article p,.article li{color:#43536a}.article ul{padding-left:21px}.article li+li{margin-top:8px}.callout{margin:28px 0;padding:18px 20px;border:1px solid #d9e6f4;border-radius:12px;background:#f7fbff}.form-card{max-width:570px;margin:52px auto;padding:30px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 15px 35px #1428490b}.form-card h1{font-size:2rem;letter-spacing:-.045em}.form-card p{color:var(--muted)}.form-card label{display:grid;gap:6px;margin-top:16px;color:#35455d;font-weight:750;font-size:.9rem}.form-card input{width:100%;padding:11px 12px;border:1px solid #bfcddd;border-radius:8px;background:#fff;color:var(--ink);font:inherit}.form-card input:disabled{background:#f2f5f9;color:#738198}.form-card button{width:100%;margin-top:22px;opacity:.55;cursor:not-allowed}.form-note{margin-top:16px;font-size:.86rem}.doc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.doc-card{display:block;padding:23px;border:1px solid var(--line);border-radius:15px}.doc-card:hover{border-color:#9bb8ed;box-shadow:0 12px 25px #1428490c}.doc-card h2{margin:0 0 8px;font-size:1.17rem}.doc-card p{margin:0;color:var(--muted);font-size:.91rem}.site-footer{padding:32px 0 38px;border-top:1px solid #e9eef5;color:#728096;font-size:.86rem}.footer-row{display:flex;justify-content:space-between;gap:20px}.site-footer a{color:var(--blue);font-weight:700}@media(max-width:900px){.hero-inner{grid-template-columns:1fr;gap:35px;padding:56px 0}.visual{max-width:530px}.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(3,1fr)}.band-grid{grid-template-columns:1fr;gap:18px}}@media(max-width:600px){.shell{width:min(100% - 30px,1120px)}.site-header{min-height:68px}.brand img{width:140px}.nav{gap:12px;font-size:.83rem}.nav>a:not(.button){display:none}h1{font-size:3rem}section{padding:59px 0}.cards,.doc-grid,.steps{grid-template-columns:1fr}.cta{padding:36px 22px}.footer-row{flex-direction:column}.page-hero{padding:54px 0 32px}}